Tips for Buying Waterfront Property

Thinking of buying a waterfront property? Where should you start?! Here are 7 tips and things to consider:


1️⃣ Connect with a Coastal Navigate Agent to take you through every step of the process! You’ll also want to consider the following:  

2️⃣ Talk to neighbors. Get insider information from neighbors by asking if they enjoy living in the community, if they have any issues with the property you’re thinking about purchasing.

3️⃣ Get to know your responsibilities as a waterfront homeowner. If you’re part of a homeowners association, find out what kind of upkeep and maintenance of the property will be required from you by reviewing the conditions, covenants and restrictions, or CC&Rs, and talking to the HOA's management company.

4️⃣ Choose a property that truly fits your lifestyle. You may find a beautiful property for sale, but it’s half an hour away from getting out to the ocean. Focus on the activities you’re passionate about and choose a property accordingly.

5️⃣ Make sure the structure can withstand the weather. Waterfront homes receive more abuse from the elements than the average home, so extra measures should be taken to protect them.

6️⃣ Find out what you can do with the property. If you want to make any changes to your waterfront property, such as adding a dock or a seawall, start this process early to ensure that these alterations will be possible. Also find out what kind of activities are allowed on the body of water, as some areas have restrictions on jet skis, speedboats etc. 

7️⃣ Insurance can be costly and complicated. Look into this early to make sure you know what you’re getting into. Discuss this in depth with your Navigate agent and they’ll connect you with the experts. 

More questions?! Connect with us today!

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